Agar aapki car ka accident ho gaya hai aur aap insurance claim karna chahte hain, toh aapko kuch kadam follow karne honge. Yahan ek generic process diya gaya hai, lekin har insurance company ka process thoda alag ho sakta hai. Aap apne policy documents ya apne insurance provider se specific details aur guidance prapt kar sakte hain.
- Police Ko Report Karein:
- Sabse pehle, agar aapke car ka kisi ke saath accident hua hai, toh turant police ko report karein. Isse aapko claim process mein madad milegi.
- Insurance Company Ko Inform Karein:
- Apne insurance company ko turant inform karein. Aapko ek claim intimation form bharna hoga jisme aapko accident ki details di jani chahiye.
- Claim Intimation Form Bharayein:
- Aapke insurance company dwara provide kiye gaye claim intimation form ko dhyan se bharein. Isme aapko aapke policy number, accident details, aur kisi bhi third party ke saath hone wale nuksan ka vivaran dena hoga.
- Surveyor Se Milen:
- Aapki insurance company aapke claim ke liye ek surveyor appoint karegi. Aapko unse milna hoga aur apne damaged vehicle ko inspect karwana hoga.
- Necessary Documents Submit Karein:
- Insurance claim ke liye aapko kuch documents submit karne honge, jaise:
- Duly filled claim form
- Copy of the FIR (in case of an accident)
- Driving License
- Vehicle Registration Certificate
- Policy copy
- Repair estimate from the workshop
- Insurance claim ke liye aapko kuch documents submit karne honge, jaise:
- Workshop Mein Vehicle Repair Karayein:
- Aapke insurance company dwara approved workshop mein jaakar vehicle ko repair karwayein. Workshop aapke insurance company se directly settlement karegi.
- Claim Settlement:
- Aapke documents aur repair estimate ke adhar par, insurance company aapko claim amount settle karegi. Settlement ke baad aapko kuch kharcha apne pocket se karna hoga jaise deductible amount (agar policy mein mention hai) aur non-covered expenses.
- Final Settlement Aur Vehicle Delivery:
- Workshop aapko bill provide karegi, aur jab aap settlement payment complete kar denge, tab aapko vehicle mil jayegi.
Dhyan rahe ki yeh ek generic process hai aur har insurance company apne specific terms and conditions ke hisab se kaam karti hai. Aapko apne insurance provider se sahi jankari prapt karne ke liye unse sampark karna chahiye.
Kya Insurance COmpany APne Kisi Staff Ko Car Receive Karne Ke LIye Bhejengi
Ji haan, kuch insurance companies apne staff ya representatives ko claim process ke dauran damaged vehicles receive karne ke liye bhej sakti hain. Yeh ek common practice hai, especially agar insured person apne damaged vehicle ko workshop ya service center nahi lekar ja sakta.
Is process mein, insurance company apne authorized staff ko bhejti hai, jo aapke paas aayega, damaged vehicle ka inspection karega, aur use approved workshop ya service center le jayega. Yeh staff aapko claim process ke baare mein guidance bhi de sakta hai aur aapke saare necessary documents ko collect karega.
Jab aapki vehicle workshop pahunchti hai, wahan ki team aapke vehicle ka inspection karegi, repair estimate taiyar karegi, aur is information ko insurance company ke saath share karegi. Insurance company apne policies ke anusaar aapko claim settle karegi aur repair expenses ko directly workshop ko pay karegi.
Yeh process aapko hassle-free experience provide karta hai, khaaskar jab aap khud damaged vehicle lekar workshop nahi ja sakte. Aapko bas apne insurance company se sampark karna hoga aur unke representatives se coordination karna hoga. Iske liye aapko claim intimation form bharna padega, jisme aapko accident details aur claim-related information provide karni hogi.